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CostHelper > Health & Personal Care  > Reproductive Health > IUD

IUD Cost


How Much Does an IUD Cost?

 
low costWith Insurance: $10-$160average costWithout Insurance: $210-$800
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An intrauterine device (IUD) is a small T-shaped plastic birth control device inserted into the uterus during a brief procedure in a doctor's office. There are two types of IUD -- one uses copper and the other, progestin -- and the copper IUD is popular among women who want a non-hormonal form of birth control.

Typical costs:

  • For patients not covered by insurance, an IUD typically costs between $175 and $600 for the device, insertion and a follow-up appointment. Sometimes an appointment for a pelvic exam, where you discuss whether the IUD is right for you, is required before the insertion appointment can be made. This can cost an additional $35 to $200 -- for a total of $210 to $800.
  • For patients covered by insurance, out-of-pocket costs likely include a copay of $10 to $30 for the initial doctors' visit and a similar copay for the insertion, or a percentage of the total cost, usually about 20 percent.
  • Many health insurance plans cover IUDs -- especially those with a birth control coverage rider. In some states, it's mandatory; the Kaiser Family Foundation[1] lists the 26 states that require insurance with prescription drug coverage to include contraceptive devices. On TheNest.com[2] forum, women discuss their experiences with various health insurance plans and IUD coverage.
Related articles: Birth Control Pills, Morning After Pill, Vasectomy

What should be included:
  • In the United States, there are two types of IUDs available: ParaGard, which is wrapped with copper to prevent pregnancy and Mirena, which releases low doses of the hormone progestin. Both types of IUD affect sperm movement -- preventing sperm from fertilizing eggs -- and change the lining of the uterus. The IUD with progestin also can prevent ovulation. It is possible that both types might prevent a fertilized egg from implanting. Planned Parenthood[3] has an overview of IUDs.
  • IUDs usually are inserted during a menstrual period, to make the process easier. First, the doctor will run tests to make sure you are not pregnant and do not have any STDs, and might give you a mild pain reliever, such as ibuprofen.The doctor will insert a speculum into the vagina, put antiseptic on the cervix, put the IUD into an insertion tube, which folds down the crossbars of the T-shaped device, and insert the IUD.
  • IUDs are 99 percent effective in preventing pregnancy as long as they remain in place; it is important to check after each menstrual period to make sure the string of the IUD is in the same position. The U.S. Food and Drug Administration[4] offers a chart comparing risks and effectiveness rates of various forms of birth control.
Additional costs:
  • Removal of the IUD might be included in original cost, or it could cost as much as $100 to $200.
  • Mirena IUDs need to be replaced every five years and ParaGard IUDs every12 years. The cost of replacement is the same as the original cost.
Discounts:
  • Family planning or health clinics, such as Planned Parenthood, often offer IUDs for a discount to women who qualify, based on a sliding scale. Prices can be more than two-thirds lower than at doctors' offices.
Shopping for an iud:
  • Many gynecologists offer IUDs, so check with your regular doctor. Or, check with Planned Parenthood[5] or other local health clinics. The U.S. Department of Health and Human Services[6] offers a clinic locator by city or zip code.
  • IUDs are recommended for women in monogamous relationships -- contracting a sexually transmitted disease while using an IUD can cause scarring and lead to infertility -- and who have had at least one child. It also can be used by women who have not had children, but they are more likely to expel it; as many as 10 percent of women who get an IUD expel it in the first year.
  • According to the U.S. Food and Drug Administration[7] , risks include: cramps, bleeding, pelvic inflammatory disease, developing a tear or hole in the uterus, lowered sex drive and menstrual changes.
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
 
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Paragard
Amount: $500.00
Posted by: Manderz in Little Rock, AR.Posted: April 9th, 2014 08:04AM
With or Without Insurance: Clinic did not take insuranceInsurer::
Policy/Plan:: Doctor or Clinic: Little Rock Family Planning Services
I had the Paragard IUD placed during a procedure and did not feel anything. My periods were heavier and cramps became stronger over time. I had this IUD removed in 2012 (7 years inserted) and became pregnant within 8 months. I prefer the Paragard because it lasts twice as long as the Mirena and has no horrible hormones. I am getting another one inserted after I deliver my baby girl in a few weeks. My current doctor has no account with Paragard, but I plan on ordering one myself, even if I have to pay for it, because it's worth it.
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Paragart is the best.
Amount: $0.00
Posted by: Ana Ach in Fremont, CA.Posted: February 7th, 2014 08:02PM
With or Without Insurance: withInsurer:: United Healt Care
I have a depression since my delivery in 2011, because i have hypothyroidism and a just a little peace of an ovary so, a lot of problems with my hormones and i used the Paragard and take medication and i feel really great. No hormones is the best for me.
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Mirena
Amount: $0.00
Posted by: Jojojo in Bridgewater, NJ.Posted: July 29th, 2013 08:07AM
Policy/Plan:: Oxford united healthcareDoctor or Clinic: Somerset OBGYN
I was charged by CVS $225 which was trying to double dip! Be aware. I called the insurance (medical not Rx) and they told me that it was fully covered already and CVS supposed to reinburse me the $$$. Do many phone calls with different operators and I got my money back! Don't give up with most insurance it's 100% but they are trying to double dip so be aware of that.
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Mirena IUD
Amount: $0.00
Posted by: Lindsey in VA in Kingsport, TN.Posted: July 22nd, 2013 09:07PM
With or Without Insurance: WithInsurer:: United Healthcare
I got my Mirena IUD in March 2008. (Yes, I know it needs to be replaced. I'm getting to that...)

I have no children, but, due to some problems, had 2 DNCs before the IUD went in. It wasn't as painful as either of those, but yes, it did hurt. They give you like a Motrin 800mg before you go in, but I would suggest taking something stronger (if you know what I mean) if you can get it before you go! It isn't pleasant at all!

I bleed for several weeks and hurt like heck! I had to go back and have several ultrasounds and rechecks to make sure it was in the right place. It was so I toughed it out. Evenutally, the pain went away. Now, I barely have a period ... once every 3 or 4 months and it is sooo light! No cramps! No mood swings! Great!

Now, I am getting ready to have it removed, and, pending that I can find a cheap, cheap income-based clinic (since I am now unemployed and no insurance at all!), I want to have it replaced. It has been perfect preventing pregnancy! Definitely recommend it if you can tough out a few days of cramps, spotting, and a little bit of pain. It's well worth it if you are not looking forward to the pain of childbirth .. which I have heard is hideous!!!
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Have iud need round two
Amount: $0.00
Posted by: Caitie in Ft Worth, TX.Posted: July 17th, 2013 10:07PM
Policy/Plan:: With then -without nowDoctor or Clinic: Private - planned pare hood
I've had the mirena for 5 years and I'm going thru the process of getting another iud. I remember it hurt a little and I spotted. But it went away and I've been period free maybe 4 years. - I'm looking in to the paraguard - I like the 12 years over the 5. Even if I have to have a period again.
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price
Amount: $0.00
Posted by: jackie11131 in ny, NY.Posted: March 21st, 2013 08:03PM
With or Without Insurance: withInsurer:: united healthcare oxford
Hey guys i want to know how much iud costs with united health care oxford in ny! let me knowrnrnlicutekid@aol.com
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paraguard
Amount: $0.00
Posted by: lesliemarie in fallbrook, CA.Posted: February 12th, 2013 08:02PM
With or Without Insurance: withInsurer::
Policy/Plan:: Doctor or Clinic: womens health clinic
i had paraguard inserted on 2007 until now 2013. i have had several problems with it. i only have one sexual partner but i seem to get vaginal infections often!!! i have had it all. fishy smell, discharge, vaginal dryness. embarrassing to keep going to the clinic with a different problem... i really don't like it. but it has been the only birth control to be the best. i have tried it all, gained a ton of weight with the rest... dont like paraguard much,,, and considering a removal,,,,
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Mirena
Amount: $50.00
Posted by: L\'Ori in Norcross, GA.Posted: February 7th, 2013 09:02AM
With or Without Insurance: WithInsurer:: Kaiser
Policy/Plan:: Doctor or Clinic: Kaiser
Got it at the age of 22 (no kids), the insertion process was a bit painful i started cramping a bit when she was measuring my uterus then the majority of the cramping came when the insertion tube was put in. Taking really deep breathes helped some but I still felt terrible. I cramped the rest of the day not as bad and then slightly the next day. My first cycle having mirena was half the flow (only needed liners) BUT it lasted 2 weeks straight. After that I spotted maybe 5 times & my cycle was light & back to a decent length (3-5 days). I would suggest waiting like a week to have intercourse though. My mirena slipped down some months later (7 months) so It had to be removed (u cough, they pull its out didn't feel a thing) I loved not worrying about taking a pill every day & will be getting another one soon :)
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Mirena
Amount: $0.00
Posted by: monkeysmom2000 in Youngstown, OH.Posted: December 12th, 2012 05:12PM
With or Without Insurance: withInsurer:: Anthem/Aetna
Policy/Plan:: Doctor or Clinic: Doctor
I love it. I have had it for five years. Am getting it removed next week and a new one put in. Getting it in was mildly uncomfortable but tolorable but then I nearly passed out, not from pain but just for some wierd reason. I have had hardly any bleeding at all in five years. AWESOME!!
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Mirena
Amount: $0.00
Posted by: Ariana in Weatherford, OK.Posted: August 20th, 2012 10:08AM
With or Without Insurance: WithoutInsurer::
Policy/Plan:: Health Dept Covered ItDoctor or Clinic:
I have never had a child, and having my mirena put in made what was formerly a 10 on my personal pain scale (4 hours of tattoo) into a 7. There was no anesthetic or anything, and I was out of commission for about 24 hours afterwards taking otc nsaids round the clock. For about 2 weeks afterwards I would have random spasms in my uterus that hurt about a 5. I have now had it in 11 months and have decided to have it removed. After the first two months I began having periods only about once every three months, which lasted half as long as they naturally do. It was very convenient not having to take a pill or change out the nuvaring. I did not have mood swings or anything on mirena, but I did have a worsening of my acne, my body holds a lot of water weight all the time, and I have gained 35 pounds since it was put in despite my diet improving and exercising now. I am having a paragard put in instead, and I dread the removal and insertion of the new one desperately, but the peace of mind at
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Mirena IUD
Amount: $1,800.00
Posted by: Mallory in Beaver, PA.Posted: May 17th, 2012 07:05AM
With or Without Insurance: With InsuranceInsurer:: Blue Cross Blue Shield
Policy/Plan:: Doctor or Clinic: Dr. McCormick
I had Mirena put in almost a year ago. It was a smart decision for me because I am in law school and no longer have to worry about having a period. I do get occasional mood swings and break outs the week my period would normally come. However, I received a bill from my provider stating that the insurance covered NOTHING! I was made aware that it might not cover the entire IUD but never in my wildest dreams thought I would be paying $1800 for the entire procedure. I was charged by my doctor over $900 for the procedure, costs I was not expecting, nor was I ever informed would come about. I also was charged for the Mirena device, $844. My advice is to thoroughly ask your doctor what they will charge in the event the insurance does not cover the device. These are charges that I will continue to fight due to the fact my doctor never told me about those charges even after I asked AND my doctor was the one to recommend this device!
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IUD
Amount: $0.00
Posted by: Htown Diva in Houston, TX.Posted: May 15th, 2012 07:05PM
With or Without Insurance: WithInsurer::
Policy/Plan:: Doctor or Clinic: Dr Jacqueline Brown
I got the IUD after having my first child in 2010. And I wanted something a little more reliable...I absolutely love it. No problems, no complications, I had heavy bleeding at first but my cycles are normal and only last about 3 days. Best form of birth control I've had since I started using birth control 15 years ago.. My daughter will be 2 in a couple months and no mishaps on this end..
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Paraguard
Amount: $0.00
Posted by: ldbb8 in Las Cruces, NM.Posted: May 7th, 2012 10:05AM
With or Without Insurance: withInsurer:: Lovelace
I had my IUD put in after the birth of my third child. It wasn't painful at all, that I remember. I had it in with no problems until my third child was 3, and I gave birth to my 4th. The IUD came out 10 days before my youngest daughter. When the Dr. told me I was pregnant, I asked him how that was possible with an IUD in. He said IUD's are only 99% effective. :) My daughter is determined, that's for sure. We love her and are thrilled she got past the IUD!
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Removel
Amount: $0.00
Posted by: a user in Omaha, NE.Posted: April 14th, 2012 01:04PM
With or Without Insurance: With outInsurer::
Anyone know of a place I can go to get my iud out In Omaha nebraska
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mirena
Amount: $0.00
Posted by: tabitha in omaha, NE.Posted: March 6th, 2012 09:03PM
With or Without Insurance: withInsurer::
ive had the mirena for a little over a year. ive noticed moodiness when my period is about to start and some (5 to 7 lbs) weight gain. i really think there is something to the weight gain issue which is why i googled it :(. i will probually leave it in for awhile longer and work out :/.
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painfully confuse
Amount: $0.00
Posted by: atlanta girl in east point, TN.Posted: February 29th, 2012 09:02AM
With or Without Insurance: with insuranceInsurer::
Policy/Plan:: wellcareDoctor or Clinic:
I got mind after my third baby surprise me. Its been painful every since. I hate it. Looking now to get ir remove. I have no insurance now. I had it since march 2008. It gotta come out soon anyways . I have headache,faint spells, and sex can be painful.
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Mirena vs. Medicaid
Amount: $0.00
Posted by: AliceW in Wheat Ridge, CO.Posted: February 27th, 2012 02:02PM
With or Without Insurance: Insurer:: Medicaid
Policy/Plan:: Doctor or Clinic: Westside womans Care
Well, after the worst 5 years of my life since having Mirena installed its time for this lil' sucker to come out.
Firstly, in 5 years I have gained 40lbs. I do not take responsibility for this weight!:( I eat healthy, work out and STILL cant drop this weight.
I have suffered severe lower abdomal and back pain, weird phobias have popped up (I can no longer drive through tunnels, snowboard or barely handle a stressful situation without having a panic attack). Arg. But without insurance what am I supposed to do?
Ok, subject of the matter, If you recieve this while on Medicaid they will drop you post 6 weeks to having your baby. They do not give any sort of "allowance" to cover the biannual checkup that you are supposed to have and if you are gainfully employed when it is time for removal, they will not help in the cost of having it removed.
So here I am 5 years later, the iud is MIA and my insurance wont cover the ultrasound or d&c to have it removed. (rightfully so, I didnt have them when it was installed)
Here's the best part,
Now the clinic that installed the IUD wont remove it because they "forgot" to file one bill to Medicaid and because I filed bankruptcy 4years ago they never got paid & cant come after me.
So, moral of the story.. if your on Medicaid, dont take the IUD offer. Its my opinion that this form of contraception is for women who expect no life changes for 5 years. Before you get it honestly consider the idea that alot changes in 5 years. Are you in a marriage that will last 5 years? Will you have insurance and have regular doctor visits?
These Medicaid doctors do a great job pushing the IUD but if they are not going to see it through to the end then its not worth the risk.
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paragard
Amount: $25.00
Posted by: a user in Las Vegas, NV.Posted: January 22nd, 2012 11:01PM
With or Without Insurance: with insuranceInsurer::
I had to have a form of birth control with no hormones since I developed blood clots after having my baby. Insertion was pretty painful so far only mild cramps. I feel like i can feel it during sex but its only been a few weeks since i got it so hope its just temporary feeling.
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Not for everyone
Amount: $0.00
Posted by: MommaKay in Grove, OK.Posted: January 11th, 2012 04:01PM
With or Without Insurance: withInsurer:: state insurance
Policy/Plan:: state insuranceDoctor or Clinic: private
I am on my 2nd IUD and it works. I had my first taken out after 3yrs and got pregnant shortly after. I have my second one in now and it works BUT I am the person that when something has side effects it really does effect me. I get break outs, have had weight gain, and I get the occasional crampiness feeling. I also spot from time to time. All in all it works. I don't like taking pills and I hate shots so it was either this or condoms and I can't afford another child at this time. I have friends that have the IUD and love it and never have spotting or any other problems ::: and I have friends that like me have the break outs and irregular periods. Just keep in mind it isn't for everyone.
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Beware of insurance coverage
Amount: $575.00
Posted by: acquiescek in Des Moines, WA.Posted: December 15th, 2011 11:12AM
With or Without Insurance: withInsurer:: aetna
Policy/Plan:: PPODoctor or Clinic: Highline Three Tree
Called before getting the Mirena, was told it was covered @100% after my co-pay. Have had the Mirena for a couple months now, and have minor cramping and spotting but not enough for me to want to remove it. Just got the bill for $560 last night. When I called this morning they said it was due to my deductible, which is $500. When I pointed out I was still being charged more than $500 they said I just need to submit at appeal. This is why I call ahead before just about anything and check with insurance to make sure I can afford it, and it looks like THAT isn't even reliable anymore... I can't afford healthcare in America, even with "good" insurance!!!
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IUD was great
Amount: $0.00
Posted by: unimajennd in Sparta, NC.Posted: December 1st, 2011 02:12PM
With or Without Insurance: withInsurer:: medicaid
My iud without hormones will be due to come out in February 2012. I am currently searching for a way to find an affordable reinsertion as I do not have insurance. This method of birthcontrol was wonderful and I would not have had any other kind but this as I am forgetful and the depo gave me bad side effects. Thumbs up for the IUD!!!
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Unhappy
Amount: $0.00
Posted by: LeeLee in Minneapolis, MN.Posted: November 21st, 2011 07:11AM
With or Without Insurance: withInsurer::
I am so disappointed. It's been nice not worried about getting pregnant, but I feel pregnant everyday. Moody, weight-gain, breast pain, no period.. The no period thing might sound good, but it is not natural. I feel like your body is supposed to get rid of those toxins and now all of a sudden I feel nauseated. I am getting this thing out of me as soon as I find a cheap doctor, as I am now without insurance.
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Paragard IUD
Amount: $0.00
Posted by: Kristina B in Savannah, .Posted: September 15th, 2011 01:09PM
With or Without Insurance: With now WithoutInsurer:: Medicaid
Policy/Plan:: Doctor or Clinic: Southside OB/GYN
I got the IUD after having my 3rd child. I was scared to have the tubal because the doctor told me my tubes could untie or have tubal pregnancies. I have had my Paragard in for about a year and totally regret it. I have gained weight and always feel drained of energy. I exercise and eat right but nothing works. Considering having it removed!
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iud
Amount: $0.00
Posted by: a user in somwhere, TN.Posted: August 14th, 2011 08:08PM
With or Without Insurance: withInsurer::
i absolutely love the mirena (spelling). i have had mine in since may 2007. I bled for like 6 weeks straight, which was actually 12 weeks if u count the bleeding after my last son. i am getting mine removed in may and am looking into shorter term bc. anyone know how painful it is to remove?
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Worked For a While... Then a Baby
Amount: $0.00
Posted by: Brooke_Abee in Charleston, SC.Posted: May 12th, 2011 09:05PM
With or Without Insurance: WithInsurer::
I had the Mirena inserted in June 2007. I know it is supposed to last 5 years- which means I have until 2012, right? Not for me. I'm currently 6 weeks pregnant- and no explanation. It didn't shift out of place- didn't run out of hormones- the doctor has no idea why. However, even though I'm six weeks along, its a ectopic pregnancy- so I have to get it removed. I loved the Mirena- but now I'm scared to stay with it once this is over.
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Mirena
Amount: $0.00
Posted by: Nita in Philadelphia, PA.Posted: April 13th, 2011 10:04AM
With or Without Insurance: withInsurer:: Select plan
Policy/Plan:: Doctor or Clinic: Southeast Health Action
I have had my IUD going on 5 yrs. come July. It worked like a charm absolutely love it. I had taken ortha tri cyclin and got pregnant and even tried the patch. The pill didn't work and I didn't have any side effects. For some woman it does work. I tried the Ortho Evra patch and also ended up pregnant, but with the patch I had horrible cramps. After my 3rd child I decided to try Mirena and had success. I did spot, but nothing like a normal period. No cramps, No headaches, No Infections yet I did gain about 10 - 15 lbs. though.
Every woman is different and knows her own body for some the pill works others the patch but as for me the Mirena is my 1st choice.
Hopefully this helps someone decide what is right for them.
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Paragard
Amount: $0.00
Posted by: mishy in Supply, NC.Posted: April 6th, 2011 03:04PM
With or Without Insurance: WithInsurer:: Medicade
Policy/Plan:: Doctor or Clinic: Dr
I had my IUD in for 11 years. I did have stronger cramps and periods but it was worth it to me. My husband could feel the strings but it never seemed to mind. I plan on getting another one.
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External Resources:
  1.  kff.org/medicaid/report/struggling-with-financing-the-recession-and-national-health-ref...
  2.  ideas.thenest.com/newlywed-message-boards.aspx
  3.  www.plannedparenthood.org/health-topics/birth-control/iud-4245.htm
  4.  www.fda.gov/ForConsumers/ConsumerUpdates/default.htm
  5.  www.plannedparenthood.org/health-center/findCenter.asp
  6.  findahealthcenter.hrsa.gov/Search_HCC.aspx
  7.  www.fda.gov/ForConsumers/byAudience/ForWomen/default.htm
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