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CostHelper > Health & Personal Care  > Reproductive Health > Artificial Insemination

Artificial Insemination Cost

How Much Does Artificial Insemination Cost?

low costWith Insurance Coverage: Coinsurance and Copaymentsaverage costWithout Insurance: $300-$500 per attempt
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In artificial insemination, the sperm of either the patient's partner or a donor is injected into the cervix (in which case the procedure is called intracervical insemination, or ICI) or the uterus (in which case it is called intrauterine insemination or IUI) at the time of ovulation.

Because it is less expensive than in vitro fertilization (IVF), it often is tried first, unless the female has blocked fallopian tubes that do not allow an egg to pass normally, in which case IVF could be required.

Typical costs:

  • Artificial insemination typically costs between $300 and $500 per attempt. The typical success rate is 10 to 20 percent, so five to ten attempts could be required. However, success can vary widely by individual, age and cause of infertility; some patients never achieve a pregnancy through artificial insemination.
  • Examples include Pacific Fertility Center[1] in San Francisco, California, which charges $350 and the University of California-San Francisco Center for Reproductive Health[2] , which charges $398.
  • Although it is common for insurers to have exclusions for fertility treatments, some insurance plans cover artificial insemination. Some states mandate insurance coverage of infertility treatment, with some restrictions. The American Society for Reproductive Medicine[3] lists states that require coverage. In most states that mandate coverage, the law applies to group insurance plans of companies with 25 or more employees; individual plans are less likely to cover infertility treatments. On[4] , patients share their experiences with various health insurance companies and plans.
  •[5] , run by an affiliate of Merck Serono, offers advice on navigating insurance benefits and a toll-free phone number 1-866-LETS-TRY, that offers help figuring out what your plan covers. The American fertility Association[6] has a list of questions to ask your insurer.
  • For patients covered by insurance, it is common to pay out-of-pocket costs of copays from $10 to $30 for each visit. Some plans only cover a percentage of the cost of treatment -- usually 50 to 80 percent.
Related articles: Fertility Test, Fertility Drugs, IVF, Surrogacy, Health Insurance

What should be included:
  • The clinic will strictly control the timing of artificial insemination -- either by instructing the patient to use an at-home ovulation test kit or by using fertility drugs that induce ovulation.
  • The artificial insemination procedure typically includes collecting the sperm from the patient's partner, washing the sperm, and injecting the sperm into the uterus using a thin, flexible catheter.
Additional costs:
  • Before performing artificial insemination, some clinics require testing that shows that the patient's fallopian tubes are not blocked. This can cost several hundred dollars.
  • Before insemination, the male partner or donor sperm need to be screened for sexually transmitted diseases such as HIV.
  • Sperm washing, which is always necessary for IUI, can cost about $100. IUI is the more commonly used type of artificial insemination, because it has a higher success rate than placing sperm in the cervix.
  • Ultrasounds, which are almost always used to monitor progress, cost up to $300 each.
  • If fertility drugs are used, they can cost less than $100, or up to several thousand dollars, depending on the medication and the dosage.
Shopping for artificial insemination:
  • The doctor you choose should be a reproductive endocrinologist, meaning they are board-certified by the American College of Obstetricians and Gynecologists[7] and have had at least two to three years additional training in reproductive endocrinology.
  • The American Society for Reproductive Medicine offers a doctor locator.
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
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What People Are Paying - Recent Comments

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Want to have baby#2
Amount: $0.00
Posted by: Regina Lampkin in Chicago, IL.Posted: February 1st, 2017 02:02PM
Policy/Plan:: HarmonyDoctor or Clinic:
My name is Regina and I really want to have another baby for my son and step daughter my husband and I been trying for 3yrs come March 16 we tried Geritol and pre seed no luck I really want to give up 😥😥😥
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Artificial insemination
Amount: $1,000.00
Posted by: Yaka in Boston, MA.Posted: September 7th, 2016 08:09PM
Policy/Plan:: Nerborhood masa healthDoctor or Clinic: Brigham hospital
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Trying to have a baby
Amount: $700.00
Posted by: Rebekah jarvis in Northfield, VT.Posted: July 7th, 2016 04:07PM
With or Without Insurance: WithoutInsurer::
Policy/Plan:: Doctor or Clinic: Burlington fertility clinic
I am 28 years old and my husband has been fixed and he dint think he would get remarried but he found me and I have always wanted to be a mom. We have tried iui for the first time and it didn't work but want to tryagain but wondering if there is any help out there
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wnna be a mama
Amount: $0.00
Posted by: mamamiadia in reno, NV.Posted: September 29th, 2015 01:09AM
Policy/Plan:: Doctor or Clinic: arizona clinic
I have one tube that doesn't work and the other one does, I've tried cholmod for six months and it hasn't worked, the doctor said I have no fertility issues but I still cant get pregnant. I'm 30 and I wanted to try AI or ivf I'm not sure and svared
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Want a baby
Amount: $0.00
Posted by: Malaysia Lockhart in auburn, AL.Posted: September 11th, 2015 02:09PM
Hi. I'm a 19 year old lesbian. I really want a baby. I am stable and have my head on straight. Now i am ready to move to the next step. I need a true estimate of how much will it cost and how do i start this process.
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Want to have a baby #2!!!!
Amount: $0.00
Posted by: Britt0522 in Trezevant, TN.Posted: September 5th, 2015 09:09PM
My husband and I want another child. Our only child is three and is fixing to start school. The problem is that I had a tubal ligation done and I only have one ovary left. Could I still get pregnant with artificial insemination?
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To Lolipop in Austin
Amount: $28,000.00
Posted by: SweetMel in Austin, TX.Posted: April 25th, 2015 10:04AM
Policy/Plan:: IvFDoctor or Clinic: West lake
Hi where did you go to to the insemination? I'm in Austin. We tried IVF with Icsi and it didn't work.
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30 and want a baby
Amount: $300.00
Posted by: please help in minneapolis, MN.Posted: October 5th, 2014 05:10PM
I am 30 years old and single. I really want a child and I want to make that happen before I get too old. I had an abortion about 2 years ago so I am pretty sure I have no fertility issues. But i have felt empty ever since then. I think about it everyday and feel it is the worse decision I have very mad and I hate myself for it. I am hoping to get suggestions about everything that needs to be done or the steps I need to take to make this happen. I've just started my research and really have no idea what any of my options are or any of the procedures. Please help.
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Planning on artificial ensamination
Amount: $0.00
Posted by: Bell in Austin tx, TX.Posted: September 25th, 2014 08:09PM
Policy/Plan:: NoneDoctor or Clinic: None
I have been with my boyfriend for 7 years and not taking birth control all my periods are normal we just can get prengnet please someone. Help me where to star we Really whant a baby so bad that's just what we need to be the most happy couple in the world please help some one
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Really want another baby
Amount: $0.00
Posted by: LaCrisha J in Palestine, TX.Posted: September 17th, 2014 07:09PM
Policy/Plan:: NoneDoctor or Clinic:
I had a tubal ligation and was told it was permanent and I was wondering how much it would cost to be artificially in. And what form of action would be taken
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Amount: $250.00
Posted by: YULI BRAVO in DALLAS, TX.Posted: July 10th, 2014 05:07PM
With or Without Insurance: WITH INSURANCEInsurer:: CIGNA
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we been trying for 4 years
Amount: $900.00
Posted by: please help me in Houston, TX.Posted: February 4th, 2014 05:02PM
Policy/Plan:: noDoctor or Clinic: clinica latina htx
Me and my boyfriend are trying to conceive for 4 years we had went tru alot exams at the end they told me I have low hormones level I was wondering if with AI I could get pregnant?
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want to have a baby
Amount: $0.00
Posted by: a user in long beach, CA.Posted: October 15th, 2013 08:10PM
Policy/Plan:: Doctor or Clinic: unknown
I am a 25 year old lesbian and me and my wife want to have a baby it would be my frist baby
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Artificial Insemination
Amount: $1,100.00
Posted by: a user in Anchorage, AK.Posted: October 3rd, 2013 04:10PM
With or Without Insurance: withoutInsurer:: None
Policy/Plan:: Doctor or Clinic: Denali OBGYN
$1100 for 1 medicated cycle of IUI. $20 for Clomid, I can't recall how much the HCG trigger shot was, the ultrasound to monitor my ovaries midcycle cost $500, the sperm washing cost $200 and the actual IUI cost $245. I did a second cycle which required an additional ultrasound and cost around $1500 total.
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had two abortions can I still be a mom?
Amount: $10,000.00
Posted by: erin bythrow in rockledge, PA.Posted: September 2nd, 2013 08:09PM
Policy/Plan:: blue crossDoctor or Clinic: planned parenthood
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Can I still have a baby
Amount: $0.00
Posted by: a user in Tampa, FL.Posted: July 10th, 2013 06:07PM
I have 2 kids n have a tubal ligation done in 2009 I was told by the doctor that it is permanent. I would love to have another one but want more information on how can I do it n how much Will it cost. Thank you
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artificial insemination
Amount: $0.00
Posted by: Maya Thomas in Fremont, CA.Posted: March 11th, 2013 02:03PM
Policy/Plan:: withoutDoctor or Clinic: unknown
I am 35 and i have a 6 year old. started late n my boyfriend doesnt want one He is 26 I do. So why wait for him when I am already the bread winner.
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Having baby #4
Amount: $0.00
Posted by: kerod in victorville, CA.Posted: March 11th, 2013 12:03PM
Policy/Plan:: KaiserDoctor or Clinic:
I am a female who has 3 children. I now hv a partner who is a female. Shes never had kids. We want to hv a baby together and hv been looking into AI. We want to know how much it would be for her egg to get AI and I carry the baby? So pretty much i would be the seragant mother.What are the procedures? She refuses to carry the baby cause she's the boy in the relationship.
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getting pregnant
Amount: $0.00
Posted by: Tiffany Weaver in Lewistown, PA.Posted: February 27th, 2013 08:02PM
I am going to be 29 tomorrow and I am going thru my 2nd divorce. My boyfriend now is my first and I have always been in love with him. I never thought we would be together and in this past marriage I was talked into a tubalization. I have 2 children but unfortunately don't have custody of either one. My bf doesn't have any children and we want one together. Can I do artificial insemination with my bf's sperm with my tubes tied? Anyone that could help me with would be greatly appreciated.
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Planning on artificial insemination
Amount: $0.00
Posted by: a user in St.Petersburg, FL.Posted: February 22nd, 2013 07:02PM
With or Without Insurance: withoutInsurer::
Me and my girlfriend are planning to both do AI hopefully sometime this year, but I don't know where to start with the process (what are our options).We want to be able to pick the semen donor. Any information is appreciated.
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im negative and he is positive
Amount: $0.00
Posted by: mahlatse in pretoria, AZ.Posted: February 4th, 2013 12:02PM
I'm 26 of age,I'm planning to have my third child when I'm 32 but my boyfriend is hiv+,how can I fall pregnant with his child without being infected?
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Getting pregnant
Amount: $0.00
Posted by: amber smith in bakersfield, CA.Posted: January 20th, 2013 01:01PM
I want to have another baby but my tube are tied can I do artificial insemination
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Does it work?
Amount: $0.00
Posted by: Stein family in Riverton, UT.Posted: November 24th, 2012 02:11AM
Policy/Plan:: WithoutDoctor or Clinic: Na
My wife and I in our first year Of marriage got pregnant she was 4,1/2 months and miscarried we have been torn to our souls we have tried to conceive for almost a 1,1/2 now and nothing I'm 22 and my wife 20 we be researching options and wondered about A.I we are open to anything please enlighten us
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