Artificial Insemination Cost

• Artificial insemination typically costs between $300 and $500 per attempt. The typical success rate is 10 to 20 percent, so five to ten attempts could be required. However, success can vary widely by individual, age and cause of infertility; some patients never achieve a pregnancy through artificial insemination.
• Examples include Pacific Fertility Center in San Francisco, California, which charges $350; the University of California-San Francisco Center for Reproductive Health, which charges $398; and Alta Bates in Berkeley, California, which charges $500.
• Although it is common for insurers to have exclusions for fertility treatments, some insurance plans cover artificial insemination. Some states mandate insurance coverage of infertility treatment, with some restrictions. The American Society for Reproductive Medicine lists states that require coverage. In most states that mandate coverage, the law applies to group insurance plans of companies with 25 or more employees; individual plans are less likely to cover infertility treatments. On FertileThoughts.com, patients share their experiences with various health insurance companies and plans.
• FertilityLifeLines.com, run by an affiliate of Merck Serono, offers advice on navigating insurance benefits and a toll-free phone number 1-866-LETS-TRY, that offers help figuring out what your plan covers. The American fertility Association has a list of questions to ask your insurer.
• For patients covered by insurance, it is common to pay out-of-pocket costs of copays from $10 to $30 for each visit. Some plans only cover a percentage of the cost of treatment -- usually 50 to 80 percent.

• The clinic will strictly control the timing of artificial insemination -- either by instructing the patient to use an at-home ovulation test kit or by using fertility drugs that induce ovulation.
• The artificial insemination procedure typically includes collecting the sperm from the patient's partner, washing the sperm, and injecting the sperm into the uterus using a thin, flexible catheter.

• Before performing artificial insemination, some clinics require testing that shows that the patient's fallopian tubes are not blocked. This can cost several hundred dollars.
• Before insemination, the male partner or donor sperm need to be screened for sexually transmitted diseases such as HIV.
• Sperm washing, which is always necessary for IUI, can cost about $100. IUI is the more commonly used type of artificial insemination, because it has a higher success rate than placing sperm in the cervix.
• Ultrasounds, which are almost always used to monitor progress, cost up to $300 each.
• If fertility drugs are used, they can cost less than $100, or up to several thousand dollars, depending on the medication and the dosage.

• The doctor you choose should be a reproductive endocrinologist, meaning they are board-certified by the American College of Obstetricians and Gynecologists and have had at least two to three years additional training in reproductive endocrinology.
• The American Society for Reproductive Medicine offers a doctor locator.

More Articles in Fertility