An insulin pump can help diabetic patients achieve greater health and a sense of normalcy. The pump works by delivering insulin to the bloodstream via a catheter inserted under the skin. This allows patients to avoid multiple needle pricks and insulin injections each day.
Typical costs:
According to the Academy of Managed Care Pharmacy[1] , insulin pumps cost between $4,500 and $6,500 for individuals without insurance. The price varies depending upon the features, brand and size of the pump. For example, the Accu-Chek Spirit Insulin Pump costs about $4,600 and includes only a few a features, such as software that allows readings to be downloaded to a personal digital assistant (PDA). The Minimed Paradigm 522 is more expensive, retailing at about $5,200, but includes more features, like continuous glucose monitoring.
Some insurance plans will cover the cost of the pump. Patients with insurance can expect typical copay and coinsurance rates ranging from $5 to half of the total cost of the pump.
Though most pumps will come with infusion lines, syringes and batteries, the patient will have to continually replace these items. The Brigham and Women's Hospital[2] , an affiliate of Harvard Medical School in Boston, Massachusetts, estimates that these items cost about $1,500 per year. Some insurance plans will cover these items, but will be typical coinsurance and copay rates ranging from $5 to 50 percent of the total cost.
Most pump sets should include the pump device, flexible needles for insertion of the infusion line, infusion lines and tape for securing the infusion line. Infusion lines allow the insulin to run from the pump to the patient's body and the flexible needles allow the line to remain inserted for about 72 hours.
More expensive pumps can include a clip-on belt or pouch for the pump device or computer software that allows the device to communicate with a personal computer.
Additional costs:
Patients will also need to pay for the insulin delivered via the device. Cost for insulin varies widely depending upon the individual's dosage and brand. The nonprofit group InsulinPumpers.org[3] , reports that the average patient without insurance spends about $785 dollars a year on insulin. More than half of the diabetics on the website report using the prescription insulin medication Humalog[4] . For those with insurance, typical coinsurance and copay rates range from $5 to about 50 percent of the total cost for the items.
Some manufacturers offer accessories, such as a clip-on belt for the pump or computer software that allows the device to communicate with a home computer.
Experts advise that patients set up an initial consultation with their physician regarding pump set-up and usage. The switch from injections to pump insulin delivery can be complicated. Regular physician's fees and insurance rates will apply and with insurance coverage can range from $5 to $50.
Discounts:
The nonprofit group Islets of Hope[5] maintains a list of programs for free or reduced-cost pumps.
Many other groups, including state and federal agencies, offer low-income families help with prescription costs, including diabetic supplies. The Partnership for Prescription Assistance[6] helps patients and their families locate these programs at no cost. Patients can log on via the Internet or call (888) 477-2669.
Talk to your doctor about any local programs that help families afford a pump.
Shopping for an insulin pump:
The patient's physician is the best person to determine if an insulin pump is necessary. For patients who need only small, infrequent or irregular doses of insulin, the pump is usually not needed.
If the physician prescribes a pump, find out what type or brand of pump he or she recommends. Ask about what features might be best for the patient's needs.
The American Diabetes Association[7] offers a resource guide, including details on individual pumps, insulin options and infusion sets.
American Diabetes Wholesale[8] and The Diabetes Store[9] sell a variety of pumps at competitive prices.
Those with insurance must talk with a company representative prior to purchasing a pump. Ask about the specific pump and accessories desired.
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
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I have Federal Blue Cross, the most expensive Self Plan. The insurance company paid $5,584.20 for the TSLIM, and I paid $1,131.20 out of pocket. Medtronic Insulin pump was quoted at the same price.
I was told my warranty would expire 7 16 18. I asked what I needed to do. They told me I was to call them the day after it expires. I did. They told me that I needed to switch companies as CCS handles all people on Medicare. I was on Medicare when I started. After calling CVS I waited 3 wks with no word from them. Called them and was told I needed to commit to $94/ month. And this company was supposed to be cheaper. My insulin prices vary from 265 to 395 a month. I can barely afford the insulin let alone this added cost. Now what to do???
Wonderful pump, worked great for me sice it could be totally worn/hidden umerneath atire and able to opperate all of it's features remotely via the test meter. I am an active outdoors person and reaching/digging for pump is out of question. 15 years and it died, my cost has continually risen and now am advised that this pump is no longer supported or replacable. All other options are no longer covered by insurance and was advised by my insurance to see by Doctor to resume shot theoropy. Seriouly....why is Insurance & Health care laws forcing us to go backwards in care; what will we be returning to keytone pee test strips next?
I'm in a rough spot right now I don't have insurance right now and running out of everything at same time as being homeless so can't afford supplies I need for my pump or insulin. I have spent all night looking for resources for help. Please let me know how to get to get assistance for things. Thanks have a blessed day
While I was in a medicated induced coma my doctor signed me up for the Omnipod. At first I was very excited for it but I was never given the chance to research or look around. I am now stuck with insane bills that I cannot afford. I work full time and nearly all of my paycheck goes to Omnipod. I have GOOD insurance that I pay a lot for as well. This company is out to rob you. Also the pods often "fail" and you have to call and report this to the company. If a pod fails you have to throw it away and there could be up to 200 units of good insulin still in it. I can no longer afford it and will be returning to shots in 2018. I wrote them a letter telling them that health care in this country is no longer a luxury I can afford.
I have had to change out this pump due to problems with it giving false readings when replacing old batteries with brand new ones but pump saying new battery is bad. Pull out new battery then reinsert and pump says it is fully charged, internal battery housing problem as far as I am concerned. I got Medtronics to send new battery cover which took care of problem for awhile but then pump started acting up again. They have also had a recall on their pumps due to seal on bottom of battery housing being pushed outward! I got this pump then found out they already applied for a FDA license on two next generation pumps which have better features, like being able to go in water with one, will they replace the one I got for next generation pump, not on your life since mine is two models back!
as costs keep rising, our incomes don't. To pay $300 every 90 days is quite a strain. This is my co-pay for pods. insulin vials, test strips, alcohol swabs are extra
The pump just quit! I ended up in the hospital ICU for a week and ICU in a coma for 4 days! The pump was still under warranty, Medtronic has done nothing to help! I asked for a new pump but nothing has happened, switching to ascu-chek Spirit! Dam Medtronic there service and caring sucks! Beware
being diabetic really bites! people without don't undetstand! the cost we endure. how hard can it be to control your blood sugar! f u all! like we ask fir this crap! something I like spending all kinds of money on! of course the pharmaceuticals can get away with . y cuz people need the meds to live. and of course doctors and medical establishment don't really care do they?
We are trying to purchase a pump for my son. We have good insurance and the place selling us he pump is saying that after we purchase the pump that we will still have to pay $672 every 90 days as long as he is on it. I have been advised to really look into this, that it does not seem correct. Anyone already with pump can help?
the pump failed once while under warranty. two weeks after I received a call that my meter was OUT of warranty the motor failed. they quickly sent a LOANER pump. Noe I need to deceide which way to go. WE have insurance, no mortgage, no charge cards, omly normal home costs such as food, water, T.V., trash, gas, lights, etc. I am disabled. My husband works. We have recently calculated all of our financial crap. we have more going out with just medical than we bring in. figure that. Now I need to deal with the Medtronic people over more money. Stress makes the sugars go up.
I need an insulin pump for my dad. aIm 21 and do not have much money..its just him and I, and i cant be here all the time with him or i would. I have to work to pay the bills. He is disabled and waiting on disability ..i had to call the ambulance today and about two weeks ago both times his sugar was bottomed out...the first time his sugar was 14 this time it was 13...He is all ive had since I was 8 years old when my mother passed away...Im also on my fourth year of nursing school and ive made it this far i dont want to quit now...please help me get this pump
I have no insurance, a mother of two. Been hospitalized more times then I can remember. I'm only 23, my last a1c was 14, has never been below 11. I need help, I need this pump.
My pump's motor failed. I sent it back. It was out of warranty. They sent me a loaner.Got a bill for $3,000 yesterday. Medicaid of MO won't upgrade or replace it. I live on the lowest SSI there is I need a free pump and I am not used to begging. Sorry to have to beg.
Posted by: life again without a pump in appleton, WI.
Posted: October 29th, 2014 04:10PM
Size:
Brand: minimed
Purchased about 12 years ago. Minimed treated me well until humana and minimed was not working together anymore. Pretty sad. Now I have to pay a crazy sum of money to stay on the pump. I had 7 ambulance rides while prior to using the pump, when taking shots. Since then, a pump user for 12 years, never needed to see the emergency room and hemoglobin tests came down to 6.0. Now because of the ridiculous cost of health insurance and all involved and new insurance ways, I have to start taking shots again. Wow, is America heading in the wrong direction? hec yeah! Who cares huh! Just greedy people and greedy companies, who do not care about you, just there pocket!
I am currently covered under an insurance policy and this pump is still extremely high. I did not do the proper research on this pump prior to receiving it. Having a High Deductible health plan and having to pay for the insulin leaves me no money left for the pump. I'm going back to the insulin pen.
The case developed cracks around the display allowing moisture to get into the internal parts. This caused the pump to stop working. This happened to two pumps before the warranty ended. I would not recommend the Medtronic mimimed 522 pump.
Be nice if I could get One, only problem I'm told? My BG's are TooGood ! Iave 6% A1c's but it's ok that I have to Inject 7-10x a day and Nite..rnrnIsn't That Nice?
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