With Health Insurance: Copays + 10%-50% Coinsurance
Without Health Insurance: $260,000+
A kidney transplant is used to treat kidney failure, most commonly caused by diabetes. A kidney can come from a living or deceased donor.
Typical costs:
For patients covered by health insurance, out-of-pocket costs for a kidney transplant typically consist of doctor visit, lab and prescription drug copays as well as coinsurance of 10%-50% for surgery and other procedures, which can easily reach the yearly out-of-pocket maximum. Health insurance will typically cover a kidney transplant.
For patients not covered by health insurance, a kidney transplant typically costs up to $260,000 or more total for the pre-transplant screening, donor matching, surgery, post-surgical care and the first six months of drugs. Afterward, it costs about $17,000 a year for anti-rejection drugs.
According to Vimo.com, a health care cost comparison website, the average list price for a kidney transplant is $143,500, while the average negotiated price, through a health insurance company, is just under $33,500. According to TransplantLiving.org, total costs for a kidney transplant[1] from the month before the transplant through the first six months afterward typically reach almost $260,000, including more than $17,000 for the medications. These costs include pre-surgery medical tests, surgery, hospitalizations for complications, follow-up care and anti-rejection and other drugs.
The most common combination of anti-rejection drugs[2] which are used for life, is tacrolimus (brand name Prograf), mycophenolate mofetil (brand name CellCept), and Prednisone. At DrugsDepot.com, a one-month supply of the brand-name Prograf can cost about $400-$2,000 or more, depending on the dose. And, at DrugsDepot.com, a one-month supply of generic tacrolimus costs about $150-$900 or more, depending on the dose. At DrugsDepot.com, a one-month supply of the brand name CellCept costs more than $1,000. At DrugsDepot.com, a one-month supply of generic mycophenolate mofetil costs less than $30. And Prednisone typically costs less than $10 a month.
If a transplant might be needed, a screening is conducted at a transplant center to determine whether the patient is a candidate for transplant. Then, if a living donor is being used, tests will be conducted to ensure compatibility. If not, the patient will have to sign up on an organ donor waiting list. Organdonor.gov offers a step-by-step guide to the transplant process[3] .
For the operation, the patient is placed under general anesthesia, and the surgeon makes an incision in the abdomen. The doctor then takes the donor kidney and stitches its ureter, a tube that takes urine out of the kidneys, to the patient's bladder. Unless they are causing health problems, the non-functioning kidneys are left in the body.
Emory Transplant Center offers a guide to the transplant procedure[4] , recovery[5] , going home[6] and medications[7] .
Additional costs:
Anti-rejection drugs[8] , which typically must be taken for life, cost as much as $17,000 per year, according to the American Kidney Fund. If the transplant fails, treatment costs can reach hundreds of thousands of dollars. For example, the first year of treatment after a transplant failure[9] , known as a "graft failure," can cost about $140,000, according to the Centers for Medicare & Medicaid Services. About 55% of kidney transplants fail[10] within 10 years.
Discounts:
Patients of any age with kidney failure that requires dialysis are eligible for Medicare, which might pay up to 80% of the costs of a transplant; however, Medicare covers only 36 months of anti-rejection drugs. The National Kidney and Urologic Diseases Information Clearinghouse offers information on Medicare and other financial resources[11] .
Many hospitals give discounts of up to 30% or more to uninsured or cash-paying patients. For example, Washington Hospital Healthcare System[12] in California offers a 35% discount.
HelpHOPELive helps patients conduct community fundraising campaigns[13] to help pay for transplants, but the organization takes a fee of 4%-7%.
Shopping for a kidney transplant:
The Scientific Registry of Transplant Recipients offers a transplant center locator[14] by address. And the National Kidney Center offers a guide to choosing a transplant center[15] .
The National Kidney Center offers a comparison chart[16] showing the different types of dialysis and different types of kidney transplants, listing the pros and cons of each.
The National Kidney and Urologic Diseases Information Clearinghouse offers a guide to the kidney transplant process[17] .
The Stanford University School of Medicine is conducting clinical trials[18] for a new transplant protocol that might allow kidney recipients to live without anti-rejection drugs.
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
7 Lesser-Known Discounts for the 50+ Crowd As they age, members of the Baby Boomer generation don't like to admit that they're senior citizens, but they love getting discounts. It's kind of a quandary, because some of the best deals available are reduced prices for older folks. || Posted October 21 2013
7 Ways to Stretch Your Reduced Food Budget End of the year budgets are tight for everyone, especially in this economy.It's especially hard for the millions of Americans who depend on government programs like food stamps to help make ends meet. || Posted November 11 2013
CostHelper is based in Silicon Valley and provides consumers with unbiased price information about thousands of goods and services. Our writers are experienced journalists who adhere to our strict editorial ethics policy.
CostHelper Community
UTI urgent care visit Paid: 147.00 Visit was $135. Antibiotics was $12. Waiting for four hours in the waiting room and the visit was quick... [more]
Spanish Medical Interpreter Paid: 150.00 I worked with SynShyne Services out of Monroe, NC. They were so worth the price! Professional, friendly, accurate, great attitude and always on time. I recieved an itemized report after every contact and a user friendly invoice weekly... [more]
Skin prick allergy test Paid: 573.00 Took my 9 yr. old in after an allergic reaction to eggs. Several panels for nuts, fish & top 8 allergens. Sure enough, egg came up. Got a script for epinephrine and left... [more]